The day after tomorrow will mark the end
of 2013 and the New Year will come in. At the beginning of every year,
people set targets such as faster job promotion, a salary increase, car
purchase, marriage, build house, spend more time with family and so on,
all to be accomplished within the year.
While it’s good to set your goals for
the New Year, it is also good to review or reappraise your performance
in terms of goal accomplishment.
This could be evidenced from people
spending less during the festive period. Also exchange of gifts that
usually mark the Christmas/New Year was very poor. Worse still, some
companies were unable to pay their workers salary as at when due.
However, for your unaccomplished targets, experts recommend that it could form the basis for your New Year plans.
An economist based in Lagos said he set
some spiritual and physical goals at the beginning of this year. He was
able to achieve part of his set goals and was ready to carry the rest to
the next year’s plan.
“I set certain spiritual objectives at
the beginning of the year, to get closer to God and to do certain things
for God so that I can justify my spiritual being.
Similarly, I also have some family plans
where I would like my family to get to in terms of income plans. I have
partly achieved some of them. Like I said, I review my plans at the end
of each year and that forms the basis for the next year plan,” he said.
He likened personal finance end of year
review to business organisation where you may want to achieve a turnover
growth of say 50 percent. At the end of the year, you appraise yourself
to know whether you have achieved part of it and find out why the
remaining was not attained, you go back to your drawing board and that
will form the basis for your planning for the New Year.
Talking about spiritual targets, he
achieved much more than he set to accomplish this year. But in terms of
physical or business plans he said, “The economic situation has not been
easy for everybody. And with the current financial crisis, people are
buying less than what they want to buy.
“The purchasing power is also less. As a
salaried worker, I also found out that most of the things that my
company wanted to do for us in terms of emoluments were not forth coming
because there were no sales.
You can see that if the larger
organisation you work for has not achieve its own target, how much more
you. So in as much as that is concern, we just want to say thank God for
another year that has come, we have tried, we have seen, we have
conquered the ones we could conquer and we are reviewing on the drawing
board for the perspective for the future.
We trust that next year, we will be able to use this year’s experience to make ourselves better.”
Comments